Certificates of Deposit are a terrific way to save for a special purpose. We offer a variety of higher - yielding certificates with terms that range up to three years with various rates based upon the term and the amount of the certificate. There is a penalty against interest for early withdrawal of any certificate funds.
| Certificate of Deposit |
| Effective Date: September 1, 2010 |
| All CD's require $1,000.00 minimum deposit EXCEPT THE JUMBO which is $90,000.00 and the Earnie which is $200.00. |
| Term | APY | Rate | Dividends |
| 182 day |
0.80% |
0.80% |
Paid at maturity |
| 12 month |
1.15% |
1.15% |
Paid semi-annually |
| 24 month |
1.51% |
1.50% |
Paid semi-annually |
| 36 month |
2.01% |
2.00% |
Paid semi-annually |
| Jumbo |
| Effective Date: September 1, 2010 |
| $90,000.00 minimum deposit |
| Term | APY | Rate | Dividends |
| 6 month |
0.80% |
0.80% |
Paid semi-annually |
| 12 month |
1.15% |
1.15% |
Paid semi-annually |
| EARNIE |
| Effective Date: September 1, 2010 |
| $200.00 minimum deposit. Rate increases annually. |
| Term | APY | Dividends |
| 60 months |
3.50% |
Paid annually |
| Earnie CDs are for our members 12 years of age and younger |
