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UPCCU Home Loans
Home > Mortgages > Home Loans at UPCCU

Purchasing, refinancing or building? We can help! We offer fixed rate mortgages with terms up to 30 years. Locally underwritten for quick decisions, and serviced in-house so you receive the outstanding service you’ve come to expect from U.P. Catholic Credit Union.

Mortgage products we offer:

Three easy steps to applying for a mortgage:

Step 1: Call us to schedule an appointment at 906-228-7080

Step 2: Gather the following documents to bring with you to your appointment:

    For Purchases/Pre-Approvals:

  • Two years W-2’s
  • Copy of paystubs for the past 30 days
  • Bank Statements and Retirement Statements from previous two months (include all pages of the statements)
  • Purchase Agreement including any addendums (if applicable)

    For Refinances:

  • Two years W-2’s
  • Copy of paystubs for the past 30 days
  • Bank Statements and Retirement Statements from previous two months (include all pages of the statements)
  • Mortgage statement from current lender(s)
  • Evidence of Home Owners Insurance

Step 3: We provide you with payment options that work into your budget and guide you through the process until your mortgage closes.

It’s that easy! Call us today to simplify the mortgage loan process for you.

Mortgage FAQ's

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