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UP Catholic Credit Union would like to remind you that we do not solicit personal or private information regarding your accounts via e-mail or phone.  Should you receive any e-mail or phone call requesting information please contact someone at the credit union for verification.

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Loans
 
 

Loan Rates

Real Estate Rates
Vehicle Rates
Personal Loan Rates

Loan Calculator

Rates subject to change without prior notice

Real Estate

Long Term Fixed Rate Mortgage
Call for Details

Home Equity Line of Credit
Effective Date: October 1, 2014
TermRate
Revolving Variable with floor of 5.00%

First Mortgages
Effective Date: October 1, 2014
Up to 90% of appraised value or purchase price (whichever is less) Standard closing costs apply. Amortize payments up to 30 years.
TermRate As Low As*
5 year Amortization Fixed Rate 3.95%
5 year Balloon, up to 30 years Amortization 4.95%
10 year Fixed 4.25%

Second Homes, Camps, Etc.
Effective Date: October 1, 2014
TermRate
5 year Balloon Call for Details

Secondary Market Loans
Fannie Mae/Freddie Mac
TermRate
10-30 year fixed rate Rates change daily
Call for Details

Land
Effective Date: October 1, 2014
Can lend up to 80% of appraisal amount.
TermRate
5 year Balloon, up to 30 years Amortization Call for Details

Construction Loan
Effective Date: October 1, 2014
TermRate
Please contact a mortgage officer for details 2.95%


Vehicle Rates

New Vehicles
Effective Date: October 1, 2014
New Untitled Vehicles Only
TermRate As Low As*
24 months 1.95%
36 months 1.95%
48 months 2.95%
60 months 2.95%
72 months 3.95%

Restrictions may apply. Ask any loan officer for details.

Used Vehicles (2013 & newer*)
Effective Date: October 1, 2014
TermRate As Low As*
24 months 1.95%
36 months 1.95%
48 months 2.95%
60 months 2.95%
72 months 3.95%

* less than 20,000 miles. Restrictions may apply. Ask any loan officer for details.

Used Vehicles (2009-2012)
Effective Date: October 1, 2014
TermRate As Low As*
24 months 1.95%
36 months 1.95%
48 months 2.95%
60 months 2.95%

Restrictions may apply. Ask any loan officer for details.

Used Vehicle (2005-2008)
Effective Date: October 1, 2014
TermRate As Low As*
24 months 1.95%
36 months 1.95%
48 months 2.95%

Restrictions may apply.  Ask any loan officer for details.

Used Vehicle (2004 and older)
Effective Date: October 1, 2014
TermRate As Low As*
24 months 1.95%
36 months 1.95%

 Restrictions may apply.  Ask any loan officer for details.

New Recreational Vehicles
Effective Date: October 1, 2014
Includes boats, snowmobiles, dirt bikes, 4 wheelers etc.
TermRate As Low As*
24 months 1.95%
36 months 1.95%
48 months 2.95%
60 months 2.95%
72 months 3.95%

Restrictions may apply. Ask any loan officer for details.

Used Recreational Vehicles (2013 & newer*)
Effective Date: October 1, 2014
TermRate As Low As*
24 months 1.95%
36 months 1.95%
48 months 2.95%
60 months 2.95%
72 months 3.95%

*Less than 20,000 miles.  Restrictions may apply.  Ask any loan officer for details.

Used Recreational Vehicles (2009 - 2012)
Effective Date: October 1, 2014
TermRate As Low As*
24 months 1.95%
36 months 1.95%
48 months 2.95%
60 months 2.95%

Restrictions may apply. Ask any loan officer for details.

Used Recreational Vehicles (2005 - 2008)
Effective Date: October 1, 2014
TermRate As Low As*
24 months 1.95%
36 months 1.95%
48 months 2.95%

Restrictions may apply. Ask any loan officer for details.

Used Recreational Vehicles (2004 & older)
Effective Date: October 1, 2014
TermRate As Low As*
24 months 1.95%
36 months 1.95%

Restrictions may apply. Ask any loan officer for details.

Recreational Vehicles (over $15,000)
Effective Date: October 1, 2014
TermRate As Low As*
5 year Balloon 3.95%


Personal Loans

Signature Loan
Effective Date: October 1, 2014
Borrow $500 - $5,000
TermRate As Low As*
12 months 9.00%
24 months 10.00%
36 months 11.00%
48 months 12.00%
Time Note 12.00%

30, 60, 90, 120, 150, 180 day notes.  Restrictions may apply.  Ask any loan officer for details.

Signature Line of Credit
Effective Date: October 1, 2014
TermRate As Low As*
Revolving 7.00% for the first 12 months then reverts to as low as 0.50% over prime
Minimum interest rate after introductory rate expires is 8.50%

Secured
Effective Date: October 1, 2014
TermRate
Share Secured 36 months 6.25%
Savings & Money Maker
CD Secured CD Rate + 2.00%
Over CD Rate (Maturity date of loan must coincide with maturity date of CD)

VISA
NameRateTerm
Classic 9.90% No annual fee. Up to $10,000.00 limit to qualified borrowers.
Platinum Rewards Card 8.90% No annual fee. Up to $20,000.00 limit to qualified borrowers.

Overdraft Loan
RateTerm
15.00% Must have a checking account established. $50.00 min payment due on the 28th of each month. Transfers will be made in $50.00 increments to cover the overdraft amount.


Rate As Low As based on individual financial history and if you take advantage of the following rate relationship rewards:

0.25% deduction if automatic payment option from a UPCCUshare account is selected
0.25% deduction if direct deposit to a UPCCU share account is selected

 

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