Privacy Policy
Notice of your Financial Privacy Rights
We, our, and us, when used in this notice, mean U.P. Catholic Credit Union.
This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:
- Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Share account
- Loan account
- Credit card account
- Safe deposit box
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."
The information we collect:
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
The confidentiality, security, and integrity of your information:
We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
Your information and other parties:
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
Information about former members:
We do not disclose information about former members, except as permitted by law.
Authorized Sharing - Joint Marketing:
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
- Information you give us on an application or other forms, such as:
- Name
- Address
- Social Security Number
- Date of birth
- Information about your transactions with us, such as:
- Enrollment date
- Telephone number
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.
State Limitations:
AL, AK, CA, ID and VT – We will not share this information about members who reside in Alabama, Alaska, California, Idaho or Vermont.
MA, MS and NJ - We will not share any information derived from share relationships with us about members who reside in Massachusetts, Mississippi or New Jersey.
Types of Businesses:
We may disclose information pursuant to joint marketing agreements to the following types of businesses:
- Financial service providers, such as:
- Mortgage bankers/servicers
- Insurance agents
- CUNA Mutual Group
Linking to Other Web Sites:
Credit Union is not responsible for the content of any third party Web site or the privacy practices of such third parties. In addition, a link from our Web site to another Web site does not indicate that Credit Union endorses the services or policies of such third party Web site. You should always investigate the information practices of all Web sites that you access and carefully examine the privacy policies, if any, of the Web sites appearing on or linking to or from our Web site. Information collected from the linked Web sites will be subject to the information practices of those Web sites. |
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