| Shares & Vacation Club |
| Effective Date: January 1, 2010 |
| Terms | APY | Rate |
| Minimum balance of $100.00 to earn quarterly dividends. If under 18 years of age, only $5.00 min balance required to earn quarterly dividends. |
0.75% |
0.75% |
| Christmas Club |
| Effective Date: January 1, 2010 |
| Terms | APY | Rate |
| No minimum balance. Dividends paid quarterly. |
0.75% |
0.75% |
| Money Maker |
| Effective Date: March 1, 2010 |
| Dividend paid monthly |
| Terms | APY | Rate |
| On balances from $100.00 - $2,499.99 |
0.75% |
0.75% |
| On balances from $2,500.00 - $9,999.99 |
0.75% |
0.75% |
| On balances from $10,000.00 - $24,999.99 |
0.75% |
0.75% |
| On balances from $25,000.00 - $49,999.99 |
1.01% |
1.00% |
| On balances from $50,000.00 and over |
1.26% |
1.25% |
| Share Drafts |
| Terms | APY | Rate |
| No dividends paid on draft accounts. |
|
|
| IRA Accounts |
| Effective Date: January 1, 2010 |
| Terms | APY | Rate |
On balances from $0.01 and up.
Dividends paid quarterly. |
2.02% |
2.00% |
| Certificate of Deposit |
| Effective Date: March 1, 2010 |
| All CD's require $1,000.00 minimum deposit EXCEPT THE JUMBO which is $90,000.00 and the Earnie which is $200.00. |
| Term | APY | Rate | Dividends |
| 182 day |
1.20% |
1.20% |
Paid at maturity |
| 12 month |
1.41% |
1.40% |
Paid semi-annually |
| 24 month |
1.76% |
1.75% |
Paid semi-annually |
| 36 month |
2.50% |
2.49% |
Paid semi-annually |
| Jumbo |
| Effective Date: March 1, 2010 |
| $90,000.00 minimum deposit |
| Term | APY | Rate | Dividends |
| 6 month |
1.20% |
1.20% |
Paid semi-annually |
| 12 month |
1.41% |
1.40% |
Paid semi-annually |
| EARNIE |
| Effective Date: January 1, 2010 |
| $200.00 minimum deposit. Rate increases annually. |
| Term | APY | Dividends |
| 60 months |
3.50% |
Paid annually |
| Earnie CDs are for our members 12 years of age and younger |
